THE WANING PRESENCE OF BANK BRANCHES

The traditional brick-and-mortar bank branch is experiencing a growing decline in its presence. Driven by the explosion of online and mobile banking, users are increasingly turning to electronic channels for their financial needs. This shift has resulted to a reduction in branch establishments, and many institutions are merging existing branches to

Free cash flow (FCF) serves as a crucial metric for investors and business owners alike. It illustrates the true cash earned by a company after accounting for its operating expenses and capital expenditures. A strong FCF standing can suggest a healthy and sustainable business, capable of investing. Understanding how to assess FCF and optimally man